HSBC Business Direct

With one single account number, HSBC Business Direct combines a range of deposit and investment¹ accounts so that you can effectively manage your company's finances:

• Hong Kong Dollar Savings
• Hong Kong Dollar Current
• Foreign currency savings available in 11 currencies – including Renminbi (RMB), US dollar (USD), Euro (EUR), pound sterling (GBP), Australian dollar (AUD), New Zealand dollar (NZD), Japanese yen (JPY), Canadian dollar (CAD), Singapore dollar (SGD), Swiss franc (CHF) and Thai baht (THB)
• Time Deposits
• Investments¹

1. Business Internet Banking

• Check account balances and transaction history
• Download account statements into a Microsoft Excel file format
• Make fund transfers, local payments and telegraphic transfers
• Check the real-time status of recent payments in details
• Check the status of issued cheques
• Buy and sell foreign currencies at pre-set exchange rates, amounts and dates; or enquire real-time exchange rates
• Place time deposits
• Manage investment¹ portfolios

For more details, please click here.

2. Business Debit Card

• Access to cash and more through Automated Teller Machines (ATMs) via the HSBC, Hang Seng Bank as well as UnionPay networks for your day-to-day banking needs
• Covers more than 1.1 million ATMs worldwide and over 120,000 UnionPay ATMs in mainland China
• Enjoy purchase convenience by debiting your account automatically through the EPS networks or UnionPay
• Enjoy discount offers at selective UnionPay accepting merchants

Additionally, Company ATM Card and Company Deposit Card with specialised features are available.

3. Mobile banking
An additional new channel for you to access basic account information, just when you need it most. For simplicity and peace of mind, you can access this service using your existing Business Internet Banking login credentials.

• Account balance enquiry - view account balance and account details
• Payments on the go - pay to beneficiaries in Hong Kong and overseas
• Bill payment - pay bills of registered merchants
• Payment tracking - check the real-time status of recent payments in details
• Authorisation - authorise fund transfer and bill payment instructions prepared by other users
• FX solutions - tailored FX insights and instant quote for multiple currencies

For more details, please click here.

4. Express Banking
Easy access to your account through our extensive network of over 1,300 self-service banking machines in Hong Kong and a global network of over 1.1 million ATMs.

For more details, please click here.

5. Business Phonebanking
24-hour automated phonebanking services for account enquiries and transactions.

For more details, please click here.

With Business Internet Banking, you will be able to enjoy:

• Extended cut-off time
• Online value added services, including Real-Time Exchange Rate, SMS/email payment notifications
• Competitive rates for remittance charges
• Same day crediting of funds to HSBC in mainland China and Taiwan, and the Bank of Communications in mainland China²
• Fee waived for Chinese character input

Click here to find out more about our complete integrated payment solutions

Secured Credit Facility up to HK$10,000,000^3,4

• Your available credit limit (a maximum of HK$10,000,000) is adjusted automatically according to the daily asset value and can be utilised for overdraft, documentary credit issuance, bank guarantee issuance and trade finance.

• Acceptable types of secured assets include Hong Kong Dollar and foreign currency time deposits, bonds, certificates of deposit, locally quoted unit trusts and more.

• There are no arrangement fees or monthly service fees for the use of this service.

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"