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HSBC Sprint Account | HSBC Business Direct | BusinessVantage | |
|---|---|---|---|
Business model | Recommended for digital-savvy local start-ups Application criteria applies, please visit link for details | Recommended for growing SMEs | Recommended for well-established SMEs |
Digital banking platform | Manage your local bank account(s) with free access to Business Internet Banking and HSBC Business Express mobile app. | Manage your local bank account(s) with free access to Business Internet Banking and HSBC Business Express mobile app. And facilitate your cross-border account management in all-in-one banking platform with your HSBCnet^ subscription. | Manage your local bank account(s) with free access to Business Internet Banking and HSBC Business Express mobile app. And facilitate your cross-border account management in all-in-one banking platform with your HSBCnet^ subscription. |
Trade services^ | Not available | Trade services^ are available to enhance your business competitiveness. | Trade services^ are available to enhance your business competitiveness. |
Service fee waiver | No monthly service fee† for the first 12 months. | No counter transaction fee‡ for the first 3 eligible transactions in a month. | No counter transaction fee‡ for the first 50 eligible transactions in a month. |
Tips to enjoy more fee waivers | Monthly service fee waiver† From the 13th month after account opening, waived if previous 3 months’ average total relationship balance* is HK$50,000 or above. Statement fee waiver Avoid paper statement fee by registering for eStatement service | Monthly service fee waiver† Waived if previous 3 months' average total relationship balance* is HK$100,000 or above. Statement fee waiver Avoid paper statement fee by registering for eStatement service | Monthly service fee waiver† Waived if previous 3 months' average total relationship balance* is HK$500,000 or above. Statement fee waiver Avoid paper statement fee by registering for eStatement service |
Latest digital features | Fuel your business growth with innovative services and digital banking solutions. Learn more about our latest digital features here. | Fuel your business growth with innovative services and digital banking solutions. Learn more about our latest digital features here. | Fuel your business growth with innovative services and digital banking solutions. Learn more about our latest digital features here. |
Product guide | Click Here (PDF, 1.93MB) | Click Here (PDF, 1.18MB) | Click Here (PDF, 1.01MB) |
Notes
For details of the service fee, please refer to the Commercial Tariffs.
*Total Relationship Balance (TRB) is calculated based on the balances in the accounts maintained with HSBC in Hong Kong by a company with the same business registration number. Your TRB includes the following:
• Hong Kong dollar/Renminbi/foreign currency deposits;
• Market value of your securities, unit trusts, bonds, certificates of deposits, Equity Linked Investments and Structured Notes;
• Deposit amount of your Structured Investment Deposits and Deposit Plus;
• Your utilised credits within approved limits (excluding residential mortgage loans);
• Statement Balance shown on the statements of your Business Cards/Corporate Cards/Purchasing Cards;
• Cash value of your insurance policies.
For new accounts opened less than three months, average TRB of the first month/first and second months (where applicable) will be used to calculate the Bank's Monthly Service Fee.
† Monthly service fee will be charged on the fourth working day of each month. The monthly service fee applies to each Business Integrated Account held by the customer.
‡ 1. The following transactions conducted over branch counters with the assistance of an HSBC branch staff are considered as counter transactions: cash deposit (including bulk cash deposit); cash withdrawal; paper cheque deposit (including bulk paper cheque deposit and house paper cheque deposit); paper cheque withdrawal; mixed deposit (i.e. conducting cash and paper cheque deposit in 1 transaction); and withdrawal from transfer between two HSBC accounts in Hong Kong.
2. These counter transactions could be initiated by your company or a third party.
3. Total number of counter transactions is calculated based on the total number of counter transactions conducted in respect of all accounts maintained with HSBC in Hong Kong by your company with the same business registration number.
4. Counter transaction fee will be charged on the fourth working day of each month.
^ Separate enrolment for HSBCnet and Trade Services is required for interested customers. Trade services only applicable to eligible customers as determined the Bank at its sole discretion.