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HSBC

Services Cut-off Time

Services

Working day

Business Internet Banking

HSBCnet

Business Phonebanking

Commercial Service Centre / HSBC branches

HKD payments to self-named or 3rd party HSBC accounts in Hong Kong

Mon - Fri

24 hours

18:00

24 hours

Branch closing time

Sat

24 hours

12:30

24 hours

Branch closing time

Sun

24 hours

N/A

24 hours

N/A

Foreign currency payments to self-named or 3rd party HSBC accounts in Hong Kong

Mon - Fri

24 hours ¹

18:00

24 hours ¹

Branch closing time

Sat

16:30

12:30

16:30

Branch closing time

Payments to other banks in Hong Kong via RTGS

Mon - Fri

17:45

17:45

N/A

14:30

Sat

N/A

N/A

N/A

N/A

Payments (single credit transfer) to other FPS participants2 in Hong Kong via FPS

Mon – Sun

24 hours

24 hours

N/A

N/A

Outward telegraphic transfers

Mon - Fri

18:003

18:003

N/A

14:00 for CNY payment
16:00 for other payment

Sat

11:55

10:00

N/A

10:30

Cashier's Order

Mon - Fri

N/A

16:30

N/A

Branch closing time

Sat

N/A

10:00

N/A

Branch closing time

autoPay (value date falls on next working day)

Mon - Fri

17:30

17:55

N/A

Branch closing time

Sat

17:30

12:30

N/A

Branch closing time

Sun

17:30

N/A

N/A

N/A

autoPay (same day value date or value date falls on Saturday, Sunday or a public holiday)

Mon - Fri

17:30

N/A

N/A

N/A

Sat - Sun

N/A

N/A

N/A

N/A

Deposit e-Cheque4

Mon - Fri

19:00

19:00

N/A

N/A

Notes:

Transaction request submitted before the cut-off time will be processed on the same day; otherwise, it will be processed on the next working day.

1 Cut-off time for USD/ CombiNation Passbook Savings accounts is 19:00 from Monday to Friday via Business Internet Banking or Business Phonebanking.

2 FPS Participant refers to a participant of the Faster Payment System (FPS) which may be a bank, other financial institution, a retail payment system operator, a licensed stored value facility, or any other person accepted by Hong Kong Interbank Clearing Limited as a participant of FPS from time to time.

3 For outward telegraphic transfer to HSBC accounts in mainland China and Taiwan, cut-off time will be 16:30. For outward telegraphic transfer to selected branches of Bank of Communications in China, cut-off time will be 16:00

4 e-Cheques submitted before cut-off time* will be processed on the same day.
*Except public holidays. For cheque handling arrangement under severe weather conditions, please refer to the Bank’s public website (under the Important HSBC Payments Information Page).

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