Unit Trusts

Please note switching fee may charge up to 1%. Please refer to the respective prospectus of the fund for details of the fees and charges.

Investment involves risks. The offering documents of the funds should be read for further details. The price of units or shares and the income from them may go down as well as up and any past performance figures shown are not indicative of future performance. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your risk appetite, investment experience, objectives, financial resources and circumstances. The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America. Please refer to the below Unit Trust Disclaimer for further important details.

Important Note

You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances.

Unit Trusts are NOT equivalent to time deposits.

Unit Trusts are investment products and some of them are structured products involving derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Investment involves risks. Past performance of investment products are no guide to future performance. The value of investments and the income from them can fluctuate and is not guaranteed. Investors may not get back the amount they invest.

Investment returns not denominated in home currency are exposed to exchange rate fluctuations. Rates of exchange may cause the value of investments to go up or down.

Issuer's Risk -– you rely on issuer's creditworthiness. Investment products are subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario (e.g. insolvency of issuer), the investor might not be able to recover the principal and/or any interest/coupon (if any) and the potential maximum loss could be 100% of investment amount and no interest/coupon received.

* Terms and Conditions:

1. The offer cannot be used in conjunction with any other promotional or preferential offer.
2. The offer cannot be used in conjunction with other promotional offers on the initial charge. All other fees and charges applicable to the relevant fund (including switching fees, redemption fees, management fees and other fees) still apply.
3. The Bank reserves the right to amend the promotional offers and these terms and conditions at any time without prior notice.
4. In case of disputes arising out of this promotion, the decision of the Bank shall be final.
5. In case of discrepancies between the English and Chinese versions, the English version shall prevail.

Unit Trust Disclaimer

The information provided on this website should not be construed as an offering or solicitation to sell in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdiction. None of the information contained herein has been approved in any jurisdiction other than Hong Kong. In particular, the funds contained herein have not been and will not be registered under the United States Securities Act of 1933 (the "Securities Act") or under the securities laws of any state and the funds have not been and will not be registered under the Investment Company Act of 1940 (the "Investment Company Act"). Units or shares in the funds may not be offered or sold within the United States or to United States Persons, except in a transaction not subject to, or pursuant to an exemption from, the registration requirements of the Securities Act and any applicable state securities laws and which would not require the funds to register under the Investment Company Act. The term "United States Person" shall have the meaning ascribed to such term in Regulation S under the Securities Act.

Eligibility for the purchase of the funds is subject to final determination and acceptance by The HongKong and Shanghai Banking Corporation Limited.

Materials on these pages are not intended for use by persons in jurisdictions which restrict the distribution of these materials. Persons accessing these pages are required to inform themselves about and observe any relevant restrictions. By proceeding with a purchase, you are representing and warranting that you are either resident in Hong Kong or the applicable laws and regulations of your jurisdiction allow you to access the information and purchase the funds.

Investment involves risk and the offering documents of the funds should be read for further details. The price of units or shares and the income from them may go down as well as up and any past performance figures shown are not indicative of future performance.

The information provided herein is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary.

The prices quoted are for reference only and are subject to change without notice. Charges vary by fund. See the offering documents for details.

Investment decision is yours but you should not invest unless the intermediary who sells it to you has advised you that it is suitable for you and has explained why, including how buying it would be consistent with your investment objectives. If you are not sure of the suitability of the product, you should not subscribe to it.

Some of the funds involve derivatives. Do not invest in them unless you fully understand and are willing to assume the risks associated with them.

In the worst case scenario, the value of the funds may be worth substantially less than the original amount you invested (and in an extreme case could be worth nothing).

This information is issued by The Hongkong and Shanghai Banking Corporation Limited. It is based on information obtained from sources believed to be reliable but we make no representation and accept no responsibility as to its accuracy or completeness and shall not be held liable for damages arising out of any person's reliance upon this information. This information is neither a recommendation, an offer to sell nor solicitation of an offer to purchase any investment.