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Real-time FX: Seamless Foreign Currency Exchange

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HSBC offers real-time FX services^ with preferential rates via HSBCnet, Business Internet Banking and HSBC Business Express mobile app. For instance, you can use FX Order Watch* to set your target rate and have your currencies automatically converted. With added flexibility, your business can easily exchange foreign currencies or make cross-border payments.

Features & benefits

Convert up to 25 major currencies^# with real-time support

Enjoy preferential exchange rates** via HSBCnet, Business Internet Banking and Business Mobile Banking

Manage cross-border payments and corresponding foreign exchange requirements in one go

Banking made easy with FX services that cover your needs

Whatever your foreign exchange and investment needs, HSBC's comprehensive FX services* – FX Order Watch, FX Rate Alert, Telegraphic Transfer for overseas payments and FX Time Deposit allow you to manage all your FX needs easily.

Real-time FX benefits

Manage cross-currency conversions up to 25 major currencies^# with flexibility
RMB conversion is supported through access to the offshore market in Hong Kong
Real-time exchange rates for transaction amounts up to USD10 million (or equivalent)
Enjoy preferential exchange rates^**
Operation hours are extended to 6 pm on working days
Experience transaction services in a faster, more convenient and secure way via HSBCnet, Business Internet Banking or HSBC Business Express mobile app

Manage your FX needs easily with our digital solutions

Insights: Make informed FX decisions according to tailored insights and live charts
Rate Alert: Set up your target exchange rate and get notifications via your preferred channel once it has been reached
Order Watch: Set up your currency pair, target exchange rate and order amount. Once your target exchange rate has been reached, your order will be processed automatically

Manage all your FX needs in ease

Watch the video now to learn how our Real-time FX solutions and our Business Debit Mastercard empower your business to make payment smarter

How to set up FX Order Watch and Alerts

Discover the latest FX insights

Access your account overview and our latest in-house FX insights before exchanging currencies

Business Internet Banking

Tailor your watchlist and access real-time FX rates in 12 major currencies with the ‘My Favourite’ widget
Select ‘Set up a Rate Alert’ and ‘Place an Order’ to set up FX Rate Alert and Order respectively
‘View Trends’ enables you to check market spot reference and the history of selected currency pair

HSBC HK Business Express mobile app

Check real-time FX rates, set up an FX Rate Alert and place an FX Order via a clear dashboard

How to set up your FX Rate Alert and FX Order Watch

Input your target exchange rate within the allowable range we provide with reference to real-time FX market rates
Receive instant 24/7 notifications once the target rate is reached. You may adjust the target rate via Business Internet Banking or HSBC HK Business Express mobile app anytime, anywhere
Convert funds automatically once the target rate is reached

Business Internet Banking

HSBC HK Business Express mobile app

Check your FX Rate Alerts and order status

Business Internet Banking

With ‘FX Tracker’, you can easily keep track of your Rate Alerts or orders and assess a comprehensive FX activities overview

HSBC HK Business Express mobile app

Access all your Rate Alerts and FX orders, and view the target rate against the prevailing rate via a clear dashboard

Save more with the HSBC Business Debit Mastercard®

Pays in 12 major currencies at preferential rates
No handling fee for foreign currency transactions^***
No handling fee for local cash withdrawals from HSBC Network ATMs

HSBC Currency Zone

^This service will not be available during system maintenance.

*FX Order Watch and FX Rate Alert are only available on Business Internet Banking and HSBC Business Express mobile app.

^#Real-time exchange rates are applicable for foreign exchange transactions of 25 major currencies (HKD, USD, CNH, EUR, GBP, JPY, AUD, CAD, CHF, NZD, SGD, THB, DKK, NOK, SEK, ZAR, AED, PHP, INR, BHD, CZK, KWD, MXN, SAR, KRW) via Business Internet Banking or HSBC Business Express mobile app with a minimum transaction amount of USD4 or equivalent. In addition to these 25 currencies, HSBCnet also supports PLN with no minimum transaction amount required.

**Preferential real-time exchange rates are applicable for foreign exchange transactions of the 25 major currencies (HKD, USD, CNH, EUR, GBP, JPY, AUD, CAD, CHF, NZD, SGD, THB, DKK, NOK, SEK, ZAR, AED, PHP, INR, BHD, CZK, KWD, MXN, SAR, KRW) via HSBCnet or Business Internet Banking or HSBC Business Express mobile app with a minimum transaction amount of USD4 or equivalent.

***Your spending in 12 major currencies will be debited directly from the corresponding foreign currency deposits in your Business Integrated Account if sufficient funds are in place. These currencies include AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB, SGD, THB, USD.

Risk Disclosure
Currency conversion risk - the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.