Our commitment to helping SMEs enhance their financial resilience :

We stand ready to support Hong Kong SMEs with our suite of banking solutions.
We understand our business community needs extra support to get through challenges faster. We stand ready to support you with our simple and fast financing solutions, seamless lending process, digitised banking services, as well as beyond banking solutions.
Watch the video to find out how we stand with one of the Hong Kong SMEs – the Dukling to help them make finance easier and facilitate their innovation and digital transformation.
Learn more
Fast and simple financing solution for business

Business Instalment Loan
- No tangible assets as collateral required
- No financial statement requiredi
Simplifying loan application process

HSBC Merchant Financing Programeii
- Use of digital data to replace conventional trading documents for credit assessment
- No financials or collateral required
Banking at the speed of business

Automatic Bank Feedsiii
- Automatically sync your bank transactions to your Excel or Google Sheet file daily
Making business easier

HBSC Business Go
- Bringing together knowledge, tools, and a global community of like-minded business owners and partners, helping businesses to grow further
Reminder: “To borrow or not to borrow? Borrow only if you can repay!”
Note :
All applications for a Business Instalment Loan are subject to the applicable terms and conditions which will be set out in the application form and loan notification letter. Please refer to the application form for details.
All loan applications are subject to the Bank’s usual credit assessment approval procedure. The Bank reserves the right to amend the loan amount, interest rate, benefits and terms and conditions without prior notice. HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.
i. Limited companies which apply for Business Instalment Loan are required to provide Personal Guarantee by company owner(s).
ii. The module and features of HSBC Merchant Financing Programme with different partners are varied. Please check with HSBC team for more details.
iii. Savings and current accounts in all currencies are supported (except Passbook savings accounts).
Call Us
For enquiries, please speak to your relationship manager or call our SME Financing Hotline at
2748 8278

Need help?
If you have question about our products and services, please click ‘Chat with us’.