Product highlights
- Helps SMEs obtaining financing by a 90% guarantee provided by the HKMC Insurance Limited (HKMCI)
- Provides financing for working capital
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90% Guarantee Product under the SFGS
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Arrange a call backA 90% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.
Features and benefits
- Facility amount up to HKD8,000,000
- Available with Business Instalment Loan
- Repayment period up to 5 years
Promotional offers
From 1 Apr 2024 to 31 March 2025, successful applicants of 90% Guarantee Product under the SME Financing Guarantee Scheme can enjoy up to HKD50,000 subsidy on guarantee fee*.
Successful applicants on or before 31 March 2025 can enjoy 50% off handling fee for the whole tenor period^.
* The application period for the subsidy ends on 31 March 2025. Subsidy offer is up to 24 months and subject to a cap of HKD50,000 for each successful applicant whose SFGS Guarantee Fee pays on Single Upfront basis. The decision of The Hongkong and Shanghai Banking Corporation Limited on application approval shall be final and conclusive. Refer to application form for terms and conditions.
^ The prevailing handling fee is 1% per annum on the original loan amount. The application period for the offer ends on 31 March 2025.
Please contact us on +852 2748 8278 for the pricing and more details.
Eligibility for the 90% Guarantee Product under the SFGS
- Companies operating and registered in Hong Kong
- Possessing good loan repayment record
- Not a lending institution or the lender's affiliates
Apply for Partial Principal Repayment and / or Loan Tenor Extension (existing customers only)
- Please download and complete the below form
Application form for Partial Principal Repayment and/or Loan Tenor Extension (PDF, 1.08MB)
Application result will be notified by post. Please ensure your bank recorded correspondence address is up-to-date.
Learn more about our financing solutions
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
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