Card

HSBC Virtual Mastercard®

Cardless hassle-free solution for business to business (B2B) payment

An innovative business-to-business (B2B) payment solution to help you facilitate payments without a physical card

Features and benefits

Why you'll want it

Make transactions without a hitch

Make frequent transactions smoothly with a unique virtual card number generated for every single payment

Safeguard card account information

A unique virtual card number will be used for each payment
No need to share underlying card account information when making payments

Control your transactions

Implement internal approval processes for better monitoring and visibility of your company’s spending

Streamline book-keeping processes

Assign a unique virtual card number for each project or item to enjoy automatic reconciliation and easier reporting

Gain better control with enhanced authorisation

Set expiry date, number of uses, validity range, currency, merchant categories or other limits for each Virtual Card number to gain better control over your transactions

Powerful Authorisation Control

HSBC MiVision – Card Management and Control

HSBC MiVision will make it easier for your card administrators and cardholders to place card maintenance requests and apply for new cards through an online platform, so that you can manage your corporate cards with greater peace of mind. It can also significantly reduce manual form filling when you need to perform any action.

New card applications / onboarding – individual or bulk request
View of card administrator and cardholder status
Statement and card transaction viewing
Amend card limits
New card activation
Temporary card block
Card cancellation
Report lost / stolen cards
Request replacement cards
Download and export transaction details to spreadsheet or CSV files
Generate standard or custom reports for card program management and spend analysis
Use of widgets for dashboard view

HighFlyer Membership Offer (provided by Singapore Airlines Limited)

Enjoy the following exclusive privileges for successful online enrolment as a new Singapore Airlines Limited (“SIA”)’s HighFlyer member via SIA’s designated enrolment form with a designated promotion code:

(i) an extra 5,000 HighFlyer bonus points; and

(ii) a complimentary HighFlyer Silver tier membership with the below privileges for 12 months if your company signs a Discount Side Letter with SIA during the promotional period:

(a) a waiver of minimum annual net flown expenditure of HKD200,000 of SIA for such tier; and

(b) a corporate discount offer up to 17% for SIA’s flight sector(s) from Hong Kong to Singapore and return.

• Offer valid till: 7 March 2025.

• The offer is applicable to a company that successfully enrolls as a new HighFlyer member of SIA during the promotional period by submitting SIA’s designated online enrolment form at: https://bit.ly/HSBCMastercard_SQ_Promotion_EN.

• Enter the designated promotion code as illustrated below in the box titled “Query or Comment” in the end of the online enrolment form in order to participate in this promotion for and on behalf of the company:
HSBCMasterXXXXXX
(Note: XXXXXX is the first 6 digits of the card number of the eligible HSBC Mastercard Commercial Card)

• The offer of extra 5,000 HighFlyer bonus points is with limited quota on a first-come-first-served basis.

• To enjoy the above privileges under “(ii) a complimentary HighFlyer Silver membership tier”, the company is required to sign a Discount Side Letter with SIA after successfully enrolled as a new HighFlyer member and before the end of the promotional period.

• Further offer details, please visit the website of the merchant: https://www.singaporeair.com/en_UK/hk/plan-travel/local-promotions/hk-hsbc-mastercard-commercial-card-offer/

• For offer terms and conditions, please click HERE.

• The above offer is also subject to the terms and conditions issued by the relevant merchant, please check with the relevant merchant for details.

• In case of discrepancies between the English and Chinese versions, the English version shall prevail.

eCommerce purchase protection of up to USD500 per occurrence and annually

Protect your online purchase when the item does not arrive, arrived damaged or does not match the seller’s description, and seller failed to refund. Coverage up to USD500 per occurrence and annually.

The eCommerce purchase protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the Policyholder. Details and claims are subject to the applicable terms and conditions.

Free corporate liability coverage up to USD1.5 million per company per year

Free Corporate Liability Waiver Insurance to protect your company against eligible losses that might be incurred if an employee misuses a card.

_{The Corporate Liability Waiver Programme protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the policyholder. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Asia Pacific Insurance Pte Ltd. Claims are subject to the applicable terms and conditions.}

B2B Marketplace & Merchant Offers

Mastercard Easy Savings Specials

More…

How to apply

Call us on

+852 2748 4343

Issued by the Hongkong and Shanghai Banking Corporation Limited ("HSBC") in Hong Kong, Virtual Cards are available to customers with a company bank account with HSBC. Please contact your Relationship Manager or the Corporate Card hotline for further enquirers and to arrange for account opening.

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Reminder: “To borrow or not to borrow? Borrow only if you can repay!”

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.