Card

HSBC Purchasing Mastercard®

Streamline the processes for dealing with the business-to-business (B2B) payment

Gives you with an effective and powerful purchasing solution for re-engineering and streamlining corporate purchasing processes and enhances your competitive edge.

The Commercial Card Programme Agreement will be amended with effect from 21 November 2023. Please refer to the Notice of Amendment for details, and the amended copies of Customer Participation Agreement and Conditions of Use.

Features and benefits

Why you'll want it

Make high-volume and frequent business-to-business (B2B) transactions smoothly
Simplify your purchasing operations with pre-set transaction and spending limits
Reduce processing costs by replacing multiple payments to vendors with a single payment to HSBC each month
Reduce turnaround time to place orders and empower your staff to make purchases with vendors directly
Make contactless, card-not-present (CNP) and mobile wallet payments including Apple Pay, Google Pay™ and Samsung Pay™

Powerful Authorisation Control

HSBC MiVision – Card Management and Control

HSBC MiVision will make it easier for your card administrators and cardholders to place card maintenance requests and apply for new cards through an online platform, so that you can manage your corporate cards with greater peace of mind. It can also significantly reduce manual form filling when you need to perform any action.

New card applications / onboarding – individual or bulk request
View of card administrator and cardholder status
Statement and card transaction viewing
Amend card limits
New card activation
Temporary card block
Card cancellation
Report lost / stolen cards
Request replacement cards
Download and export transaction details to spreadsheet or CSV files
Generate standard or custom reports for card program management and spend analysis
Use of widgets for dashboard view

Smartdata – Card Spend Data feed to your expense management system

Enjoy the benefits of paying with mobile wallets

You may now use your HSBC Purchasing Mastercard® with Apple Pay®, Google Pay™ or Samsung Pay™ on your mobile device wherever you go, from procuring supplies for your business to settling operating expenses.

Learn more about the benefits and set-up process of using respective mobile wallets:

Download Apple Pay card user guide (PDF, 90KB)

Download Google Pay card user guide (PDF, 111KB)

Download Samsung Pay card user guide (PDF, 93KB)

^{Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.}
^{Google Pay and Google Play are trademarks of Google LLC.}
^{Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.}

HighFlyer Membership Offer (provided by Singapore Airlines Limited)

Enjoy the following exclusive privileges for successful online enrolment as a new Singapore Airlines Limited (“SIA”)’s HighFlyer member via SIA’s designated enrolment form with a designated promotion code:

(i) an extra 5,000 HighFlyer bonus points; and

(ii) a complimentary HighFlyer Silver tier membership with the below privileges for 12 months if your company signs a Discount Side Letter with SIA during the promotional period:

(a) a waiver of minimum annual net flown expenditure of HKD200,000 of SIA for such tier; and

(b) a corporate discount offer up to 17% for SIA’s flight sector(s) from Hong Kong to Singapore and return.

• Offer valid till: 7 March 2025.

• The offer is applicable to a company that successfully enrolls as a new HighFlyer member of SIA during the promotional period by submitting SIA’s designated online enrolment form at: https://bit.ly/HSBCMastercard_SQ_Promotion_EN.

• Enter the designated promotion code as illustrated below in the box titled “Query or Comment” in the end of the online enrolment form in order to participate in this promotion for and on behalf of the company:
HSBCMasterXXXXXX
(Note: XXXXXX is the first 6 digits of the card number of the eligible HSBC Mastercard Commercial Card)

• The offer of extra 5,000 HighFlyer bonus points is with limited quota on a first-come-first-served basis.

• To enjoy the above privileges under “(ii) a complimentary HighFlyer Silver membership tier”, the company is required to sign a Discount Side Letter with SIA after successfully enrolled as a new HighFlyer member and before the end of the promotional period.

• Further offer details, please visit the website of the merchant: https://www.singaporeair.com/en_UK/hk/plan-travel/local-promotions/hk-hsbc-mastercard-commercial-card-offer/

• For offer terms and conditions, please click HERE.

• The above offer is also subject to the terms and conditions issued by the relevant merchant, please check with the relevant merchant for details.

• In case of discrepancies between the English and Chinese versions, the English version shall prevail.

eCommerce purchase protection of up to USD500 per occurrence and annually

Protect your online purchase when the item does not arrive, arrived damaged or does not match the seller’s description, and seller failed to refund. Coverage up to USD500 per occurrence and annually.

_{The eCommerce purchase protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the Policyholder. Details and claims are subject to the applicable terms and conditions.}

Free corporate liability coverage up to USD1.5million per company per year

Free Corporate Liability Waiver Insurance to protect your company against eligible losses that might be incurred if an employee misuses a card.

_{The Corporate Liability Waiver Programme protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the policyholder. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Asia Pacific Insurance Pte Ltd. Claims are subject to the applicable terms and conditions.}

B2B Marketplace & Merchant Offers

Mastercard Easy Savings Specials

More...

Wellness Benefits

Eligible cardholders to enjoy the following Wellness Benefits upon successful registration via our Card Medical Assistant by calling +852 2748 8288 (press # 6 1 after language selection) or submitting the online call back form (click HERE for call back follow-up):

(i) Overseas Accidental Hospital Cash Benefit

If the eligible cardholder is unfortunately admitted to an overseas hospital for treatment of an injury due to accident happened overseas, we will support the eligible cardholder with a cash benefit of HKD700 per day of hospital confinement up to 30 days per accident.

(Note: Overseas shall mean any country/region outside the Hong Kong Special Administrative Region (“Hong Kong”).)

(ii) Access to the HealthyLife App with 2 Times Complimentary Video Medical Consultations

Get access to the HealthyLife (formerly known as HSBC Life Benefits+) app – a comprehensive app designed to support well-being and lifestyle needs as well as for doctor consultation and health management, all on one app.

Moreover, from now till 4 December 2024, eligible cardholder can enjoy 2 times complimentary video consultations.

(iii) Compassionate Death Benefit

A HKD10,000 life protection (death benefit) is available as part of the card benefits on a complimentary basis, covering death of any cause and any location.

• Programme period (unless otherwise specified): 5 June 2024 to 4 June 2025 (both dates inclusive).

• Only applicable to eligible cardholder who is within the age limit of 18 to 64 years old, and whose country/region of residence is not Japan or the United States of America.

• The Overseas Accidental Hospital Cash Benefit and Compassionate Death Benefit are underwritten by HSBC Life (International) Limited, incorporated in Bermuda with limited liability ("HSBC Life") and held by The Hongkong and Shanghai Banking Corporation Limited ("HSBC"), as a group insurance policyholder. Eligible cardholders who have consented to enroll for the Wellness Benefits will become the insured persons under such group insurance policy.

• The HealthyLife App is a digital platform provided in Hong Kong and the Macau Special Administrative Region by HSBC Life. Video consultations are applicable in Hong Kong only. Except for the 2 times complimentary video consultations (if applicable), video consultations and prescribed medications are at eligible cardholder’s own expenses.

• To enroll for the Wellness Benefits, eligible cardholder is required to complete registration with HSBC during the programme period. HSBC will then share such cardholder’s personal data (including name, date of birth, HKID/passport number, gender, email address, and country/region of residency) with our service provider, HSBC Life, for the purpose of providing the Wellness Benefits to such cardholder, and HSBC Life may use such personal data in accordance with its Data Privacy Notice. If you do not agree, we will not be able to provide the Wellness Benefits to you.

• Subject to terms and conditions (click HERE).

• In case of discrepancies between the English and Chinese versions, the English version shall prevail.

How to apply

Call us on

+852 2748 4343

Issued by the Hongkong and Shanghai Banking Corporation Limited ("HSBC") in Hong Kong, Purchasing Mastercards are available to customers with a company bank account with HSBC. Please contact your Relationship Manager or the Corporate Card hotline for further enquirers and to arrange for account opening.

Learn more

HSBC Corporate Mastercard

Other supporting services

Credit Card Interest-free Instalment Plan

Interest-free Spending Instalment Plan

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.