Trade

Receivables Finance

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If you are selling on open account terms and need solution on financing, credit protection or collection, check out our Receivables Finance options.

Features and benefits

One-stop hassle-free solution for trade receivables in multiple currencies, including RMB
Tailored solutions for businesses trading on open account terms
Another way to get finance when a buyer no longer issues Documentary Credits (DCs)
People to follow up payments on your behalf
Protects you against buyer default or insolvency
Effective ledger management

How it works

You sign an agreement with HSBC
You provide goods or services to a customer and invoice them
You send the invoice to us
You have access to standby funds up to an agreed percentage of the invoice value
When and how you use these funds is entirely up to you
Either HSBC or an overseas representative under our supervision will collect the sales proceeds from your customer
When the invoice is paid, you receive the balance
In the case of undisputed receivables where a customer defaults or becomes insolvent, if you have taken out credit protection on the customer with us, we will pay you the outstanding balance up to the value of the agreed credit protection limit

Digital Receivables Finance - Supercharge your cash flow and unlock the power of your sales invoices with Receivables Finance. Apply easily online and upload your accounting data using our intelligent mapping tool.