Protect

Keyman Protection and Business Loan Protection

As a business principal, you need to have a contingency plan for unexpected issues such as the loss of a key employee.

Safeguarding your business in the aftermath of financial crises, loss of key individuals or operational shortcomings is crucial to sustainability and growth. HSBC’s various coverage provides the proactive protection you need.

Exclusive offer

From now to 31 March 2025, Commercial Banking customers can enjoy up to 20% first-year premium discount upon successful application for HSBC Paramount Global Life Insurance Plan II.

Features and benefits

Keyman Protection

Various financial protection in case of a key person’s death, major illness or disability.
Liquidity to maintain business operations.
Assures creditors of smooth transition.
Assures customers of continued provision with product and service.
Covers expenses of training a replacement.
Protects goodwill and/or recovers profit/loss.
Provides expansion funds if permanent life insurance policy with cash values is used as collateral.
Entices key employees to continue service with company.

How it works?

Watch the video and learn more about how life insurance can help to retain talent and support your business growth.

Learn more

Tips for buying insurance

Policy Dividend (for participating policies)

Policy Crediting Interest Rates (for Universal Life products)

Keyman Protection Factsheet (PDF, 94KB)

Business Loan Protection Factsheet (PDF, 84KB)

Important Notes:

All life insurance products are underwritten by HSBC Life (International) Limited.
HSBC Life (International) Limited is authorised and regulated by the Insurance Authority.
The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of HSBC Life for the distribution of life insurance products in the Hong Kong SAR
The information shown on this page is general advice only and is not intended to constitute a recommendation or advice to any prospective customer and is not intended as a substitute for professional advice. All prospective customers and readers should not act on any information on this page without seeking specific professional advice.